What are Senior Apartments?
Most local communities have designated senior apartments that are exclusively for those aged 55 and older. By law, at least one member of the household must meet that age requirement.
Senior Apartment Services
Senior apartment communities range from basic, more affordable complexes to upscale, amenity-rich ones. Because of their 55+ designation, they understand and are accustomed to understanding the needs of older adults. Most offer a variety of services and resources for seniors to utilize. Some are included in the monthly rental and others are fee-based.Read more...
Standard senior apartment amenities typically include:
- Safety features such as grab-bars and emergency call systems
- Life enrichment activities
- Clubhouse and activity room
Some examples of optional senior apartment services include:
- Concierge available to assist with travel arrangements and reservations
- Wellness programs
- Housekeeping and laundry service
Costs of Senior Apartments
The cost for the majority of senior apartments is usually only slightly higher than the market rate for that style of apartment in a non-senior complex.
Benefits of Senior Apartments
Many older adults often wonder what the advantages are to a senior apartment, especially if they currently own their own home. The primary benefits of a senior apartment include:
- Freedom from the worries of home maintenance
- Ability to free up home equity to use for living expenses
- Neighbors of similar age
- Security and safety
- Access to amenities like transportation
- Life enrichment activities
Licensing for Senior Apartments
Older adults often ask about the licensing and legal restrictions for a senior apartment. Senior age-restricted apartments usually fall in to two categories: those for adults 55+ and those for ages 62+. The majority are 55+ communities.
Both groups are required to follow the Department of Housing & Urban Development (HUD) regulations on "age discrimination".
- If the community is designated 55+, at least one resident of each apartment must be 55 years of age or older. The apartment community as a whole must have no more than 20% of residents under the age of 55.
- If the senior apartment community is 62+ complex, ALL residents must be at least 62.
- The only exceptions HUD makes to the minimum age rule is for renters who are handicapped.
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