What is Low Income Senior Housing?

Subsidized Senior Housing

The Department of Housing and Urban Development (HUD) has subsidized apartment communities exclusively for those aged 62 and up who are considered to be low income. These programs are often referred to as "HUD 202" because they fall under Section 202 of the HUD guidelines: Supportive Housing for the Elderly Program. The goal of the program is to help seniors live independently but with supportive services and resources nearby if needed.

Cost to Live In Subsidized Senior Housing

Residents in subsidized senior housing pay a rental fee based on their adjusted gross income. The formula HUD uses allows seniors to deduct medical expenses from their income before rental costs are calculated. No more than 30% of that adjusted number will be assessed for rent and utilities.


Subsidized Senior Housing Eligibility

The HUD 202 program requires at least one person in the apartment to be age 62 or older to be eligible. Once the age threshold is met, HUD has guidelines for maximum income that are adjusted each year.

How to Locate Subsidized Senior Housing

To help locate subsidized senior housing in your area, HUD maintains a list of options by state. You can download the resources available in your state.

Applying for Subsidized Senior Housing

You will need to contact each housing provider individually to apply. Depending upon the area of the country you live in, wait lists can be lengthy. Most average at least one year. Preference for admission to subsidized senior housing is given to older adults who currently pay 50% or more of their income in rent; the involuntarily displaced; and those residing in substandard housing.

Other Subsidized Senior Housing Options

There are a variety of other local and state options for senior housing. Support ranges from county programs to block grants. Your local senior center or area agency on aging is the best place to start when investigating those options.

Find Low Income Senior Housing

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