What is Independent Senior Living?
Independent living is a broad term that is used for a variety of senior living options ranging from subsidized senior housing to condominiums on the campus of a continuing care retirement community. This type of senior housing is designed to attract older adults who are still fairly active and independent. Seniors who live in an independent living setting are typically interested in the social activities and worry-free lifestyle these communities offer.
Services at an Independent Living Community
Unlike a nursing home or an assisted living community, independent living does not offer support with medical needs or activities of daily living. Some independent living providers may have partnerships with local in-home care agencies that offer services at the community, but these are not included in the basic fees.Read more...
The goal of an independent living community is to create an environment that allows residents to be free to enjoy life. The services they offer are designed to meet that goal. They include:
- Home maintenance and repairs
- Yard work and snow removal
- Trash pick-up
- A variety of dining service plans
- Housekeeping and laundry (optional)
Independent living communities are also well-known for the variety of life enrichment and activity programs they offer. Residents can be as active as they choose to be with programs ranging from golf leagues to art classes and book clubs. An interesting trend in independent living communities is to partner with local universities to offer continuing education programs.
Cost of an Independent Living Community
The cost of independent living depends upon whether it is a stand-alone community or part of a continuing care retirement community. Costs average between $2,600 and $2,800 per month. Keep in mind that if the community is a part of a CCRC, there may be buy-in fees or entrance fees as well. If the community is part of a subsidized senior housing program, the costs may be determined on a sliding scale based on income.
Paying for Independent Living
Unless the senior is considered to be low-income, the majority of independent living must be paid for from private funds. Neither Medicare nor the Veterans Aid & Attendance benefit will cover independent living.
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